Provident's Pick-A-Term is the only prior-issue promotion showing a rate change. Short terms (3- and 6-month) moved to 3.75% APY from 3.50% APY (+25 bps). The 12-month moved to 3.50% APY from 3.30% APY (+20 bps). A 9-month term at 3.50% APY now appears on the page. No effective date is posted. The URL used in the prior issue returned a network error at collection, preventing direct comparison of page content. Status: [Verify].
Stanford FCU's certificate page now displays two specials not tracked in the prior issue: a 25-month at 4.20% APY and a 50-month at 4.30% APY, both with application windows through 2026-09-30 (46 days remaining). New money required; $100 minimum. The source conflict noted in the prior issue, where the homepage and certificate page showed different offers, is resolved. Both pages carry consistent disclosure as of 2026-08-10.
Patelco 7-month (4.25% APY) and ICCU multi-term CD menu: terms unchanged from prior issue. Both remain [Active] with no end date posted.
Patelco 7-month [Active] 4.25% APY, $250 min, new money only. No end date posted. Collected 2026-08-15; unchanged from prior issue.
Stanford FCU 8-month [Active] 4.10% APY, $100 min, new money only. Apply by 2026-09-14 (30 days remaining). Collected 2026-08-15.
Stanford FCU 25-month [New] 4.20% APY. TechCU 24-month: 3.75% APY (+45 bps gap). Apply by 2026-09-30.
Stanford FCU 50-month [New] 4.30% APY. TechCU 48-month: 3.75% APY (+55 bps gap). Apply by 2026-09-30.
Provident Pick-A-Term [Verify] 3.75% APY (3/6-mo), 3.50% APY (9/12-mo). $10,000 min. Rates moved +20-25 bps from prior issue. No effective date on page. Prior URL inaccessible at collection. No end date posted.
ICCU CD menu [Active] 6-mo 3.95%, 12-mo 4.15%, 18-mo 4.20%, 24-mo 4.00%, 60-mo 3.90%. $500 min. Rate date on page: 2026-07-20. No end date posted. Collected 2026-08-15; unchanged.