


TechCU Rates exists to replace a recurring manual chore — opening competitor websites one by one, eyeballing posted rates, noting them in a spreadsheet, and repeating whenever someone remembers to — with a maintained, automated, and defensible competitive pricing record. The publication succeeds when the CFO walks into Monday's pricing committee having already read it, the Deposit Manager knows who repriced certificates this week, the Lending VP can answer whether a competitor's advertised auto rate is real, and Marketing has enough lead time on competitor promotions to respond before the window closes. If the report stops arriving, the institution reverts to partial coverage, irregular cadence, and pricing decisions made on stale or structurally misleading data.


