A multigenerational Memphis family moves through a summer Saturday in the mid-2050s where every quiet adaptation holds and nothing breaks.

A basin compact's seasonal allocation meets every volume threshold while the river runs too warm for the fish to survive — and the data that could prove it will expose the last cold-water refuge that endured by staying off the map.

An insurance adjuster prices a wildfire claim where every number is correct and the gap between coverage and replacement cost is $750,988.